[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/zlinanka.cz\/pujcka-to-muze-napravit\/#Article","mainEntityOfPage":"https:\/\/zlinanka.cz\/pujcka-to-muze-napravit\/","headline":"P\u016fj\u010dka to m\u016f\u017ee napravit","name":"P\u016fj\u010dka to m\u016f\u017ee napravit","description":"\u010clov\u011bk, kter\u00fd m\u00e1 p\u0159\u00edjmy ni\u017e\u0161\u00ed ne\u017e v\u00fddaje, m\u00e1 naprosto logicky probl\u00e9my. Proto\u017ee m\u00e1 pot\u0159eby, je\u017e nedok\u00e1\u017ee kv\u016fli nedostatku pen\u011bz uspokojit, mus\u00ed si leccos od\u0159\u00edkat, omezovat se. A nejednou dokonce ani \u00fasporn\u00fd re\u017eim nemus\u00ed zachr\u00e1nit situaci. A pak? Pak nejednou nezb\u00fdv\u00e1 jin\u00e1 mo\u017enost, ne\u017e se na n\u011bkoho obr\u00e1tit se \u017e\u00e1dost\u00ed o p\u016fj\u010dku. N\u011bkdy v takov\u00e9 chv\u00edli … ","datePublished":"2019-10-10","dateModified":"2019-10-10","author":{"@type":"Person","@id":"https:\/\/zlinanka.cz\/author\/#Person","name":"","url":"https:\/\/zlinanka.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/29b4b7cf61bc7f4a3cff4e7146cbe3cb?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"zlinanka.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/zlinanka.cz\/wp-content\/uploads\/img_a367807_w2228_t1580295044.jpg","url":"https:\/\/zlinanka.cz\/wp-content\/uploads\/img_a367807_w2228_t1580295044.jpg","height":0,"width":0},"url":"https:\/\/zlinanka.cz\/pujcka-to-muze-napravit\/","wordCount":430,"articleBody":"      \u010clov\u011bk, kter\u00fd m\u00e1 p\u0159\u00edjmy ni\u017e\u0161\u00ed ne\u017e v\u00fddaje, m\u00e1 naprosto logicky probl\u00e9my. Proto\u017ee m\u00e1 pot\u0159eby, je\u017e nedok\u00e1\u017ee kv\u016fli nedostatku pen\u011bz uspokojit, mus\u00ed si leccos od\u0159\u00edkat, omezovat se. A nejednou dokonce ani \u00fasporn\u00fd re\u017eim nemus\u00ed zachr\u00e1nit situaci. A pak? Pak nejednou nezb\u00fdv\u00e1 jin\u00e1 mo\u017enost, ne\u017e se na n\u011bkoho obr\u00e1tit se \u017e\u00e1dost\u00ed o p\u016fj\u010dku. N\u011bkdy v takov\u00e9 chv\u00edli pomohou p\u0159\u00edbuzn\u00ed, n\u011bkdy kamar\u00e1di, zn\u00e1m\u00ed nebo kolegov\u00e9, n\u011bkdy p\u016fj\u010d\u00ed banka. Ale n\u011bkdy nep\u016fj\u010d\u00ed nikdo z nich. Osoby bl\u00edzk\u00e9 nemaj\u00ed nebo necht\u011bj\u00ed p\u016fj\u010dit a banky sice zaru\u010den\u011b maj\u00ed, ale tak\u00e9 se do p\u016fj\u010dov\u00e1n\u00ed nehrnou. Proto\u017ee banky maj\u00ed pro podobn\u00e9 p\u0159\u00edpady jasn\u011b nastaven\u00e1 pravidla a vy\u017eaduj\u00ed bezpodm\u00edne\u010dn\u00e9 spln\u011bn\u00ed nejednou i hodn\u011b p\u0159\u00edsn\u00fdch po\u017eadavk\u016f. Co\u017e je pochopiteln\u011b pro \u017eadatele ve finan\u010dn\u00ed t\u00edsni probl\u00e9m. Zkuste si p\u0159edstavit, jak dopadne v bance \u010dlov\u011bk, kter\u00fd m\u00e1 dolo\u017eit dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy, jestli\u017ee \u2013 jak ji\u017e zazn\u011blo \u2013 m\u00e1 tyto nedostate\u010dn\u00e9. Zkuste si p\u0159edstavit, jak se v bance budou tv\u00e1\u0159it na n\u011bkoho, kdo u\u017e stihl nad\u011blat i dal\u0161\u00ed dluhy, kdo m\u00e1 t\u0159eba i n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f nebo exekuce na majetek. Od toho tu daj\u00ed stoprocentn\u011b ruce pry\u010d, n\u011bkomu takov\u00e9mu v bankovn\u00edch domech nevyhov\u00ed. A pokud se m\u00e1 doty\u010dn\u00fd k n\u011bjak\u00fdm pen\u011bz\u016fm dostat, mus\u00ed se nejednou obr\u00e1tit na svoji posledn\u00ed nad\u011bji, j\u00ed\u017e je nebankovn\u00ed sf\u00e9ra a jej\u00ed americk\u00e1 hypot\u00e9ka. Co\u017e je typ \u00fav\u011bru, u kter\u00e9ho m\u00e1 nad\u011bji na \u00fasp\u011bch klidn\u011b i ten, kdo je podle n\u00e1zoru v\u0161ech ostatn\u00edch poskytovatel\u016f neperspektivn\u00ed. Jedin\u00fdmi dv\u011bma po\u017eadavky, je\u017e je tu t\u0159eba zaru\u010den\u011b splnit, je nutnost d\u00e1t za p\u016fj\u010den\u00e9 pen\u00edze do z\u00e1stavy vlastn\u00ed nemovitost odpov\u00eddaj\u00edc\u00ed hodnoty a m\u00edt p\u0159\u00edjmy, je\u017e umo\u017en\u00ed alespo\u0148 to nejni\u017e\u0161\u00ed mo\u017en\u00e9 spl\u00e1cen\u00ed. Kdo to pr\u00e1v\u011b zm\u00edn\u011bn\u00e9 spln\u00ed, m\u016f\u017ee lehce za\u017e\u00e1dat a pen\u00edze s velkou pravd\u011bpodobnost\u00ed z\u00edsk\u00e1. Rychle, bez nutnosti platit cokoliv p\u0159edem a za v\u00fdhodn\u00fdch podm\u00ednek. A d\u00edky t\u00e9to p\u016fj\u010dce se tak udr\u017e\u00ed nad vodou i ten, kdo by jinak nem\u011bl nad\u011bji. Co\u017e se m\u016f\u017ee st\u00e1t ka\u017ed\u00e9mu, klidn\u011b i v\u00e1m.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"P\u016fj\u010dka to m\u016f\u017ee napravit","item":"https:\/\/zlinanka.cz\/pujcka-to-muze-napravit\/#breadcrumbitem"}]}]